πŸ” Blockchain-Native Compliance Infrastructure

The Identity Layer for
Digital Asset Transfers

IdentHash cryptographically binds sender and receiver identity to every on-chain transaction β€” without exposing personal data. Zero PII on-chain. Fully decentralized.

46
Patent Claims
PCT
Filed
TTA
Standard Applied
Live
Polygon Mainnet
The IdentHash Standard
IdentHash asset_id S_bundle R_bundle amount nonce
IdentHash = H( asset_id ‖ S_bundle ‖ R_bundle ‖ amount ‖ nonce )
// S_bundle = ( wallet ‖ securities_id ‖ PII_commitment ) ← Sender
// R_bundle = ( wallet ‖ securities_id ‖ PII_commitment ) ← Receiver
// PII_commitment = H( name ‖ ID ‖ address ‖ salt ) ← No plaintext PII on-chain ever
The Problem

Existing Solutions Are Broken

Current Travel Rule solutions share raw PII between VASPs via centralized servers β€” creating privacy risks, single points of failure, and regulatory liability.

πŸ”“

Centralized PII Sharing

Raw personal data transmitted between VASPs β€” breach risk, GDPR liability, no immutable audit trail. One leak exposes millions of users.

⚠️

Single Point of Failure

If the Travel Rule middleware goes down, compliant transfers stop entirely. No on-chain fallback. No business continuity.

❌

No Ownership Proof for RWA

RWA and STO transfers lack cryptographic proof that legal ownership actually changed hands on-chain. Regulatory risk is enormous.

One Hash. Two Problems Solved.

IdentHash resolves Travel Rule compliance and RWA ownership proof simultaneously β€” on Polygon Mainnet, zero PII exposure, zero infrastructure overhead.

01

Identity Commitment

Sender & receiver identity hashed as PII_commitment β€” personal data never leaves the client device. Privacy preserved by design.

02

On-Chain Binding

IdentHash permanently recorded on Polygon Mainnet. Tamper-proof. Immutable. Verifiable by regulators at any time.

03

Simple API Integration

VASPs call POST /api/record with a single API request. Zero infrastructure overhead. Integrate in minutes, not months.

04

Instant Compliance

Blockchain transaction hash = immutable compliance evidence. Acceptable to regulators globally. Pay-as-you-go pricing.

The diagrams above illustrate the core patented IdentHash logic in simplified form. Field mapping, validation rules, and API contracts can be customized for any exchange’s specific compliance workflow — contact us to discuss a tailored integration.

Three Deadlines. One Solution.

2027 marks simultaneous enforcement across three major jurisdictions. IdentHash is built for this exact moment.

πŸ‡¨πŸ‡­

Switzerland β€” FINMA GwV-FINMA Art.65

Travel Rule mandatory for all Swiss VASPs. Sender and receiver identity must be cryptographically verifiable on-chain.

Effective January 2027

Legal basis: Anti-Money Laundering Ordinance of FINMA (GwV-FINMA), Art. 65 — requirements for the transmission of information on the originator and beneficiary in connection with virtual asset transfers.

What it requires: Swiss VASPs must collect and transmit originator and beneficiary information for virtual asset transfers, and verify the identity of the parties involved.

How IdentHash helps: Originator/beneficiary identity is bound to each transfer via an on-chain commitment hash, giving exchanges a verifiable, tamper-evident record to support FINMA compliance and audit requests. The structure shown above is the core patented logic — field mapping and validation can be adapted to a Swiss exchange’s specific workflow.

πŸ‡°πŸ‡·

Korea β€” Electronic Securities Act

RWA tokenization and STO ownership transfer require on-chain identity binding under Korean financial regulation.

Effective February 2027

Legal basis: Amended Act on Electronic Registration of Stocks, Bonds, etc., together with related Capital Markets Act and Real-Name Financial Transactions Act requirements.

What it requires: Ownership transfer of tokenized real-world assets and security token offerings must maintain verifiable identity binding between wallet, security ID, and the underlying holder.

How IdentHash helps: The IdentHash structure binds wallet, securities ID, and a PII commitment hash in a single on-chain record — without ever exposing raw personal data. Field definitions can be customized to match a given exchange’s identity verification process.

πŸ‡ͺπŸ‡Ί

EU β€” AML Regulation (AMLR)

EU-wide Travel Rule enforcement across all crypto-asset service providers. No exemptions for DeFi-adjacent services.

Effective July 2027

Legal basis: EU Anti-Money Laundering Regulation (AMLR), applying Travel Rule obligations consistently across all member states to crypto-asset service providers.

What it requires: CASPs must collect, verify, and transmit originator and beneficiary information for crypto-asset transfers, with no exemption for DeFi-adjacent services.

How IdentHash helps: A single on-chain record per transfer gives CASPs a uniform compliance artifact usable across any EU member state. Integration can be tailored to each provider’s existing compliance stack.

🌐

FATF Travel Rule β€” Global

140+ countries implementing FATF Recommendation 16. Exchanges without Travel Rule compliance face delisting and sanctions risk.

Ongoing enforcement

Legal basis: FATF Recommendation 16, extended to virtual assets and VASPs — the source of the "Travel Rule" name.

What it requires: VASPs must collect and share required originator/beneficiary data with counterparty VASPs and make it available to authorities upon request.

How IdentHash helps: A FATF-aligned, blockchain-anchored record gives any exchange a baseline, internationally recognizable compliance artifact — with implementation details adaptable per jurisdiction and exchange.

Patent Pending. Standard Applied.

IdentHash is protected by a pending Korean patent portfolio and an applied TTA Korean standard β€” establishing prior art across the full RWA and Travel Rule lifecycle.

πŸ“‹

RWA Ownership Transfer Protocol

KR 10-2026-0068484

46 claims covering the IdentHash generation device, PII_commitment binding, S_bundle / R_bundle multi-layer architecture. PCT filing in progress.

PATENT PENDING Β· PCT FILING
πŸ“‘

RWA Disclosure Device

KR 10-2025-0187123

Real-time and periodic on-chain disclosure of RWA asset status. Covers BlackRock BUIDL-type periodic disclosure systems globally.

PATENT PENDING Β· PCT FILED
πŸ›οΈ

TTA International Standard

2026-P0873 "IdentHash"

IdentHash submitted as a TTA (Telecommunications Technology Association) Korean standard proposal. Currently under review.

STANDARD APPLIED
⛓️

Live on Polygon Mainnet

0xa7f305caF79c0189ffC344114fBa571C4D0cD7A8

IdentHash TRP v2.2 deployed and operational. AML Compliant. Real transactions recorded on-chain today. Not a prototype.

βœ“ LIVE Β· MAINNET
Contract API

The Contract Layer for RWA Issuers & Institutions

IdentHash provides the API infrastructure for RWA issuers and institutional counterparties to execute, record, and verify contracts on-chain β€” replacing centralized document platforms with blockchain-native proof.

πŸ“„

RWA Purchase Agreement

Real estate, bonds, commodities, and tokenized assets. Both parties sign digitally β€” IdentHash hashes the contract and records it on Polygon Mainnet instantly.

🏦

Institutional Subscription

Fund managers, banks, and family offices subscribe to RWA token offerings via a legally binding on-chain contract β€” no intermediary required.

πŸ”

Ownership Transfer

When RWA tokens change hands, the transfer agreement is hashed with both parties' identity proofs and permanently recorded β€” fulfilling Travel Rule and ownership proof simultaneously.

βœ…

Issuance Authorization

Issuer-to-exchange listing agreements, custody arrangements, and regulatory disclosures β€” all executed through a single API call and stored immutably on-chain.

01
Institution calls /api/contract with party identities + contract data
β†’
02
IdentHash generates identity hashes + contract hash
β†’
03
Both hashes recorded on Polygon Mainnet in one transaction
β†’
04
On-chain proof + raw data returned to issuer instantly

Unlike DocuSign β€” your contract lives on the blockchain. No central server. No single point of failure. No third-party trust required.

Try Contract Now β†’ Request API Access
Live Demo

See It Working. Right Now.

Try the live IdentHash TRP v2.2 demo β€” real Polygon Mainnet transactions, real PII_commitment hashes, real compliance records.

🟒 Live on Polygon Mainnet · Contract v2.2 · AML Compliant
https://ihashattest.com/identhash-demo.html
Open Live Demo β†’
πŸ”— NEW β€” Trustless On-Chain Verification

Anyone can now verify a contract's identity, contract, and document hashes directly against Polygon Mainnet β€” straight from the browser, with zero trust in our servers.

Verify a Contract Now β†’

Ready to Integrate?

Request an API Key or partnership discussion.
Zero upfront cost. Pay-as-you-go. Integration in minutes.

Or contact directly: mearida@hanmail.net Β· WhatsApp: +82 10 5713 1636